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Some people buy diving and travel insurance because the usual insurance will not cover it. Travel insurance is also related to international insurance. Both policies cover basic health insurance or medical insurance for individuals or families who are suddenly confronted by a medical emergency while on domestic or international travel. If you are a frequent traveller, your best pal would be one of those credit cards that offer hotel discounts and travel insurance. It is essential that every time you travel, you are covered by travel insurance. A lot of people think about a lot of things such as having their money or luggage stolen and yet they tend to forget that sickness or accident can also be covered by the standard travel insurance policy.