Many people who travel without travel insurance simply do because of fear from the exclusions and exceptions that are in the fine print. This need not be the case for according to travel insurance firms, people who do get insurance need not worry about any pre-existing medical conditions they forgot to declare upon purchase for they would still be covered for accidents and other cases, just not for any medical incident that arises from your pre-existing condition.
Most travel insurance policies have very vague fine print but that does not excuse them from fulfilling their obligation with regards to coverage. Online booking also makes the purchase of travel insurance a breeze for it is more often that not included somewhere within the bill as you check out and pay for your vacation. This should however be totally optional for you have the option to purchase independent insurance as you please and any automatic enrollment is against the law. Knowing your rights is the key and of course reading the contract, yes, including the teeny-tiny fine-print is always a good idea so please do so and enjoy your trip with peace of mind.
-
March 18, 2009 at 04:44 am
[...] to always have some sort of protection when you’re traveling, so you can try availing a short term travel insurance policy. The coverages and the fees differ, but compared to a long term travel insurance policy, the rates [...]